Netmonth – Bank Statement Reader & Budget Tracker
Upload any bank or credit card statement; Netmonth reads every transaction, categorizes it and shows whether you ended each month ahead or behind.
netmonth.com is an income and expense tracker that reads bank statements, built by Teyobi. Users upload the statement they download from online banking; Netmonth reads every transaction, categorizes it and shows income, spending and the monthly net on a single screen — no bank connection and no spreadsheets.
Key Features
- PDF, CSV, Excel, OFX/QFX, QIF, CAMT.053 and MT940 statement formats — from any bank, in any language
- AI-powered reading of PDF statements
- Checking, savings and credit card statements from Turkish banks such as Ziraat, İş Bankası, Garanti BBVA, Yapı Kredi, Akbank and Enpara, and from banks worldwide
- Automatic categorization that learns: fix a merchant once and it's remembered next time
- 30+ currencies, converted with the European Central Bank rate of each transaction day
- Recurring items for salary, rent and subscriptions
- One Summary screen for every account in the household, plus CSV export
- A no-signup live demo with six months of sample data
- Privacy-first: no bank logins, no ads, no tracking; export or delete your data anytime
Business Model
Freemium: the free plan covers manual entries and a limited number of statement uploads per month; Premium adds unlimited uploads, AI PDF reading and CSV export. Billed monthly or yearly, with a 14-day money-back guarantee.
Technical Stack
A web application built on ASP.NET Core and served through Cloudflare, usable on phone and desktop, with multi-format statement parsing, AI-assisted PDF extraction and currency conversion; payments are handled by Paddle.